Risk Disclaimer

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ay rely on third-party service providers to perform certain operational functions. These providers may include hosting services, analytics providers, and payment processors. Their participation is framed as necessary to support the delivery of the services, but the text indicates that they operate under safeguards and within the boundaries of FT’s privacy structure. This means user data may be processed not only by FT directly, but also by carefully selected processors that help run the infrastructure behind subscriptions, payments, security, analytics, anhe Terms section functions as the main contractual framework governing the relationship between the user and Financials Tools SAS. It begins by stating that anyone who accesses the website or uses any FT service is deemed to have accepted the Terms in full. This acceptance is broad and ongoing: if the company updates the Terms and posts a revised version with a new “Last Updated” date, continued use of the services after that point means the user accepts the revised version as well. In other words, the agreement is dynamic, and use of the platform is treated as consent to both the current and future versions of the contractual rules, subject to publication by FT.

The Risk Disclaimer section is designed to draw a strong legal and commercial line between FT’s technology and educational services, on the one hand, and regulated financial advice or guaranteed investment outcomes, on the other. The document expressly states that FT is a technology and education provider, and that nothing in its services constitutes investment advice, brokerage services, or personalized financial recommendations. This is one of the most important legal disclaimers in the package because it seeks to prevent users from interpreting platform content, signals, rankings, or backtests as fiduciary, advisory, or execution-based recommendations.

The risk language then becomes explicit about the nature of trading and investing. It states that these activities involve substantial risk and may result in losses, including the total loss of capital. This is not framed as a remote possibility, but as an inherent feature of market participation. The document also warns that past performance does not guarantee future results, and that rankings, signals, and backtests should not be treated as predictive assurances. That warning is particularly relevant for a business offering analytical, automated, or signal-related tools, because users may otherwise overestimate the reliability of historical outputs.

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The disclaimer also allocates decision-making responsibility to the user. By stating that the services are used at the user’s own risk, the document makes clear that FT does not assume responsibility for trading outcomes, capital losses, or strategic decisions made on the basis of the platform. This is a fundamental contractual protection: the tools may inform or support decisions, but the user remains fully responsible for choosing how to act in the market.

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A further layer of risk disclosure concerns third-party data. The document notes that some data may be delayed, incomplete, or inaccurate because it depends on outside sources. FT therefore disclaims any guarantee as to the accuracy or availability of third-party data or related systems. This is important because it extends the risk framework beyond market volatility itself and into the infrastructure that feeds the platform. In practical terms, even if the FT platform functions correctly, users are warned that external data dependencies may still affect outputs, timing, and reliability.

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Taken together, the Risk Disclaimer is structured to achieve three things: first, to deny any interpretation that FT provides regulated financial advice; second, to warn users that trading outcomes are inherently uncertain and potentially severe; and third, to place ultimate responsibility for market decisions and losses on the user rather than on the software provider.

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